求各位大神帮忙算下我一次性还款房贷,总共要花多少钱。!!!

发布网友发布时间：2023-09-05 01:36

共1个回答

热心网友时间：2023-11-08 14:52

还款一年后，未偿还本金是239226.21元，

补偿金=239226.21*7.14%/12*6=8542.80元，

总共需还款额=239226.21+8542.80=247808.01元
计算表格如下（前12期）
期数月还款额支付利息偿还本金未偿还本金

1 ¥1,920.13 ¥1,457.75 ¥462.38 ¥244,537.62

2 ¥1,920.13 ¥1,455.00 ¥465.13 ¥244,072.49

3 ¥1,920.13 ¥1,452.23 ¥467.90 ¥243,604.59

4 ¥1,920.13 ¥1,449.45 ¥470.68 ¥243,133.91

5 ¥1,920.13 ¥1,446.65 ¥473.48 ¥242,660.42

6 ¥1,920.13 ¥1,443.83 ¥476.30 ¥242,184.12

7 ¥1,920.13 ¥1,441.00 ¥479.13 ¥241,704.99

8 ¥1,920.13 ¥1,438.14 ¥481.99 ¥241,223.00

9 ¥1,920.13 ¥1,435.28 ¥484.85 ¥240,738.15

10 ¥1,920.13 ¥1,432.39 ¥487.74 ¥240,250.41

11 ¥1,920.13 ¥1,429.49 ¥490.64 ¥239,759.77

12 ¥1,920.13 ¥1,426.57 ¥493.56 ¥239,266.21